Reader Question: My husband and I have the chance to purchase a second home. We value our home at approximately $265,000. We owe about $130,000 on the mortgage. Our monthly mortgage payment for our house is $1,100. That plus all of our other monthly bills comes to approximately $2,300 to $2,800 per month. We want […]

Reader Question: My wife and I renovated a home owned by my father under the condition that the house would eventually be signed over to both of us. He does not want to sign the house over to us now that we have completed the project. He only wants it in my name and his. […]

Reader Question: My father and stepmother have both passed away and left my stepsister and stepbrothers and me and my two sisters equal parts of the house and land. My stepsister was in charge of her mom’s affairs before she passed and she wants to do something with the property but we don’t. What can […]

Reader Question: We are preparing to sell our home to downsize. We hear stories about home inspection misses. We will soon be dealing with two inspections. What items do home inspectors most often overlook? Harold W. Monty’s Answer: This question requires some background to explain efficiently. There are three facts centered around home inspections often […]

Reader Question: I am retired, and our Social Security is all we have coming in. We recently applied for refinancing, and we did not qualify because of our neighborhood (no houses around worth enough according to our online lender). Our interest rate is 7.795 percent. What can we do? Monty’s Answer: With the information you […]